Canopy Renter 2.285.0.1657

Canopy aims to simplify the renting experience while enhancing financial resilience for tenants. By offering user-friendly tools to build credit or swift referencing for housing applications, Canopy seeks to empower renters in their property journey.

As highlighted on MoneySavingExpert, Canopy has received an excellent rating of 4.3 out of 5 stars on TrustPilot, indicating strong customer satisfaction.

Enhance Financial Resilience

A robust credit report can significantly improve access to better financial deals. Canopy offers various solutions to assist renters in building their credit profiles effectively. The CanopyGrow™ service boosts your credit history with the three major UK credit agencies—Equifax, Experian, and TransUnion—through diverse subscription options.

With RentTracking®, using secure online banking with your consent, Canopy reports your regular rent payments to these credit bureaus, helping you leverage your rental payments positively (please note that Experian reporting is available only on the free tier). This initiative allows renters to make their payments work for them.

The CleverCredit feature reports your subscription payments to the UK’s largest credit agencies, facilitating consistent month-to-month growth in your credit score. Subscribers can activate one or both of these valuable tools according to their selected tier.

Streamlined Referencing for Your Next Home

The RentPassport® feature serves as a portable digital rental profile that enables swift referencing for prospective housing opportunities or as a guarantor. By using secure online banking alongside trusted Experian credit checks, renters can rapidly generate a reference report. This report can be shared with landlords or letting agents, streamlining the rental application process.

If you are preparing to search for your next home, creating your RentPassport® will help you gain clarity on what you can afford, ensuring you are ready to act when the ideal property becomes available.

Valuable Offers for Renters

Canopy is committed to finding affordable solutions tailored for renters' budgets. Their Offers portal provides a range of options designed to support you during your move and beyond, including practical suggestions for home decor.

Monitor Your Credit Score Effectively

With CanopyGrow™ Premium, users have the ability to track how their rent payments influence their credit scores. This service provides access to monthly Equifax credit scores, alongside regular updates and tips for improving credit health directly within a personalized dashboard.

The Canopy Renter app is readily available for download, allowing users to create a free account and enhance their renting experience. This innovative approach empowers renters not just to find housing but to do so with a strengthened financial position.

Canopy operates under InsureStreet Limited, an appointed representative of Resolution Compliance Limited. The company is authorized and regulated by the Financial Conduct Authority (FRN: 574048) and specializes in insurance distribution. Additionally, Canopy acts as an agent for Plaid Financial Ltd., which is authorized under the Payment Services Regulations 2017 (FRN: 804718), providing regulated account information services through Canopy.